Adrian Horning's Blog

Why I won’t pay for my child’s college education

September 24, 2016

Caveat, I actually don’t have kids at the moment 😬

Why?

As a kid, my parents were pretty well off and I pretty much got anything I wanted and although my parents strove to teach me to have a good work ethic, I was pretty lazy. I had things pretty easy and was pretty spoiled. Then my parents got divorced. And our financial situation turned south, fast. When I first went to college in 2008, my parents paid for most of my schooling, I reluctantly got a job and got a 3.3 GPA.

I couldn’t go to a second semester of school because reality finally hit me because my parents couldn’t afford to pay for my schooling, and I didn’t have enough money to pay for it myself. So I had to drop out of school to work to pay off the debt I accumulated from school.

Eventually I paid off that debt, then went on an LDS mission. After my LDS mission, I had $500, and was heading back to school in 3 weeks.

My mom paid for my plane ticket, but other than that, I was completely on my own financially. Amazingly, my financial aid came a month after school started, so I was able to pay for school, rent, groceries, etc. I didn’t work that first semester, but I worked every single semester after that first one.

It’s amazing how motivated you are to work when you know that if you don’t work, you’re going hungry. This is my last semester at school. What was my GPA after all those semesters of working and going to school?

3.8

I was determined to work my butt off at school because I wanted to get a good job after school to be financially secure, because I knew I had no fallback. If I didn’t make money, I wouldn’t have a place to live or food to eat.

I’m not sure how to replicate that same circumstance for my child, but I don’t want him/her to think they can rely on me financially.

At least for me, as long as I knew I could rely financially on my parents, I didn’t really grow up. I didn’t take work or school seriously.

I really grew up when I realized if I didn’t provide for myself, no one else would. I think that mindset really matures a person, and I hope that would happen for my children. It would be painful for me to hear their struggles with working and going to school, but I know in the long run it will be the best for them.